Homes For Sale

Short Sale FAQ

Items Needed For Approved Short Sales

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A short sale is when a bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor.  This negotiation is all done throughmunication with a bank’s Loss mitigation department.  

Santa Rosa Short Sale Info     Sebastopol Short Sale Information
    Rohnert Park and Cotati Ca Short Sale Process

NEED TO DO A SHORT SALE?

Basically a Short Sale works like this:
1.  We list your home for sale for a few weeks to obtain an offer.
Note: Usually the showing times are 10am to 6pm M-F only so as not to disrupt your home life.
2.  We receive an offer we feel is best based on current buyer’s market suggests.
3.  Contact the bank and explain the hardship and why my client are having trouble paying the mortgage.  We deal with the lender
4.  Lenders realize there is a serious problem with many home owners and are deciding to sell with you, the property for less than the loan amount.
5.  You finalize your move out/relocation/renting options that best suit your needs

We organize all details and take the headache away from you.
If you are currently paying your mortgage the bank has no reason to short sale.
We know many people that were told by their lenders they would help when the home owner stopped making their loan payment to get a loan modification only to be denied the modification.

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