Chapter 13 Bankruptcy is a lot more successful than Debt Consolidation

Written by Brayden OFlynn on July 18, 2011 – 8:55 pm

Whether or not or not you own a home here in Lengthy Island, or you’re in foreclosure, Chapter 13 Bankruptcy is often an extra efficient and helpful method to cope with your debt than debt consolidation. Are you becoming bombarded by advertisements from so-called Debt Consolidation businesses alleging that they can assist you? While most of these advertisements sound promising on the surface, and some firms supply some beneficial services, but did you know that.

Debt Consolidation businesses are basically telling you – indirectly – to intentionally harm your credit. They represent that they are going to begin to contact your creditors instantly, and start to function out payment arrangements, but in actuality, in many instances, you are still being dunned by your creditors and collection agents and stay at risk of having litigation commenced against you and/or the enforcement of judgments that may perhaps have already been entered against you!! Full article…


Tags: 13 Bankruptcy, Chapter 13, Chapter 13 Bankruptcy, Debt
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It’s Our Birthday ! HomeRun Homes Celebrates 9 Years of Rent to Own Homes

Written by Savannah Merewether on July 18, 2011 – 10:02 am

Good Morning !

We have just posted in our Blog with the topic, “Rent to Own Homes Mega-Site Celebrates Their 9th Anniversary”, celebrating our 9th Birthday and 9 years of hosting Rent to Own Classified Ads for Buyers and Sellers.

Happy Rent to Own & Real Estate Investing !


Tags: Homes, Own Homes
Posted in Real Estate Listings | No Comments »

New Home Construction Surges

Written by Brayden OFlynn on July 16, 2011 – 11:06 pm

New home construction surged in June, with housing starts increasing a seasonally adjusted 14.6 percent over the previous month and well exceeding analysts’ expectations.

Private construction starts were at an annual rate of 629,000 in June, according to figures released today by the Census Bureau, up from a revised May estimate of 549,000. Various surveys of economists had predicted a June rate of 575,000, with few expecting a rate of more than 600,000.   The new figures are largely seen as a rebound from weak activity in April and May, when poor weather and a spate of bad economic news, including higher gas prices, kept a lid on construction.   Single-family construction starts showed strong gains, after remaining largely flat the previous two months, increasing 9.4 percent over May, to a seasonally adjusted rate of 453,000 units. It Full article…


Tags: Home, Home Construction, New Home, New Home Construction
Posted in Mortgage Advice | No Comments »

Chicago Illinois Mortgage Rates Week in Review for the week Ending 07/15/2011

Written by Savannah Merewether on July 15, 2011 – 9:29 pm

Mortgage rates moved sideways last week as the debt ceiling negotiations and European situation were the main market focus. This week may mark the end of the debt ceiling crisis. Up until now there has been no chance of a compromise since both sides positions have been set in stone. The Republicans, pushed on by the newer Tea Party backed freshmen congressman, want deep spending cuts and no new taxes of any type. President Obama and the Democrats insist that taxes have to be part of the mix, and have drawn the line on deep entitlement cuts. Coming up with a real plan to make meaningful cuts and get both sides on board has become an exercise in magical thinking. The two party’s are looking at this from mutually exclusive view points. T

Full article…


Tags: Mortgage Rates, Week
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Home Sales for Santa Rosa Foreclosures, Short Sales, Reo

Written by Savannah Merewether on July 15, 2011 – 8:01 am

Short Sale FAQ

Items Needed For Approved Short Sales

Loan modification not working or doesn’t make sense? Read On..

Government Foreclosure Prevention Programs HARP and HAMP

Don’t wait, Learn all your options. All Consultations are Confidential

A short sale is when a bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor.  This negotiation is all done throughmunication with a bank’s Loss mitigation department.  

Santa Rosa Short Sale Info     Sebastopol Short Sale Information
    Rohnert Park and Cotati Ca Short Sale Process

NEED TO DO A SHORT SALE?

Basically a Short Sale works like this:
1.  We list your home for sale for a few weeks to obtain an offer.
Note: Usually the showing times are 10am to 6pm M-F only so as not to disrupt your home life.
2.  We receiv

Full article…


Tags: Sales, Short Sales
Posted in Real Estate Listings | No Comments »